Headquartered in California, we think globally but act locally, with personal services designed specifically for each individual client.
All Spectrum Insurance Brokers shares information and resources with an international network of brokers to ensure we can meet your every need, and find answers to your questions quickly and efficiently.
We know selecting the right insurance broker is the number one factor that determines if you have the right coverage and pay the right price.
All Spectrum Insurance Brokers consists of a core team of experienced insurance brokers who value dependable customer service, comprehensive coverage and affordable prices above all else.
Our company is built on our business relationships, both with our clients and with the insurance carriers. By earning the trust of our customers through consistently offering them broad, reliable coverage at reasonable prices we have been able to develop a clientele that extends throughout California. At the same time, we visit and meet with the insurance carriers on a regular basis and work with them directly to give you the best coverage.
As licensed insurance brokers we have the duty to analyze your exposures and secure correct and adequate coverage. Our licensing requires that we are heavily educated and experienced in all areas of the insurance field. Our strong business relationship with all of the carriers means we are able to offer you not only a complete spectrum of insurance products, but act as your guide as you choose the policies to best suit your business.
We are insurance professionals who live and work in your community. We get to know our clients and take care of their insurance needs on both a business and a personal level. We are always available. If you'd like to get to know us, we're happy about that too. We give more than just great service - we are completely accountable to you in a very public way.
The insurance world can be confusing. You want help from people who you trust to give you great service, prices and coverage.
We're the insurance agents you've been looking for.
Very professional and attentive. I highly recommend them.
- Kevin Falsken. 1/28/2020
When I was looking for a new insurance policy I called up a provider and was given a terrible quote. I was feeling really stressed out about what my options were so I turned to All Spectrum Insurance Brokers to help me out. Holly and Joseph helped me and they made it sooo easy, they did all the work for me and they found me a policy that is $433 less a month than what I had been originally quoted!!! I mostly was in communication with Holly and she is so great to work with, super nice, smart, and does everything she can to help her clients get the best deals possible. Highly recommend this company if you want to save money with little effort on your part. Still shocked at how easy they made it, all I had to do was send my info and they did everything for me!
- Mariah Burns. 1/21/2020
Joseph was fantastic putting together insurance packages for me and a friend. I converted my auto, classic car, homeowner and liability policies over and made substantial savings. Very good experience.
- John Shoemaker. 1/18/2020
Great service. I called them to get a General Liability policy for my business to be able to rent an office. Receptionist was nice and transferred me to Mike. Mike got all the info needed in one phone call (unlike other brokers who keeps going back and forth asking for more details). This shows that they know what they are doing. Got a quote same day. Next morning after they opened Mike called to finalize everything. Docs signed and payment was submitted online. Got my certificate by noon. Great straightforward service.
- Amer Mousa. 1/4/2020
Quick response. Good customer service.
- William Wang. 11/20/2019
I just became a customer with All Spectrum and so far so good. Michael has been great to work with and is always accessable whenever I have reached out with any questions or concerns. I had explained to him the experience I had with my previous broker and Michael has been very good with explaining the rules and process I hope to be with them for many years to come. Carole (Mrs. Mojo).
- Carole Favre. 11/12/2019
We switched all our business policies to broker through All Spectrum Insurance last year, and we have never been happier with the friendly, prompt and professional service! Michael is great to work with, and his attention to detail has saved many headaches. Definitely recommend ASI!
- Letitia Calderon. 10/27/2019
I've been really happy with the knowledge, experience and responsiveness of my agent at All Spectrum Insurance. He looked at various carriers and ultimately helped me find great coverage at an affordable price!
- Aaron H. 10/25/2019
They were extremely efficient and helpful in providing me auto insurance info. I’ll definitely continue to use them for other insurance needs.
- Stephanie Logue. 10/21/2019
Michael Denney has been super helpful in finding the right companies and policies to suit our needs for both personal and small business insurance. Very responsive, thorough, and good rates. Thanks!
- Cornelia Davis. 10/19/2019
I absolutely was amazed by the service I received from Joseph and Holly. We were in a dire situation trying to locating an agency to help us find insurance due to the location of our house. After just a few questions, I found myself e-signing my new policy ! Better coverage at a cheaper price ! Truly amazed by their professionalism and ability to listen to the need of a prospective client with stunning results. Wish I would have found them long ago! Thank you Joseph and Holly ! You're the very best. Really appreciate all that you did for us.
- Deborah Nelson. 10/8/2019
All team members are the best. Everyone I've dealt with there are always so helpful and goes above and beyond. Super patient when I don't understand something and knowledgeable about current laws and policies. Holly is always so friendly, very personable and my favorite person there. Sometimes I bombard her with questions and you'd never know if she was frustrated. :) I highly recommend ASI.
- Buffy Dandoy. 10/8/2019
There a many insurance agencies in the San Francisco Bay Area. So many, sometimes you wonder: is everyone around you wants to insure you?
Couple years back I had a chance to review my insurance policy with the previous agency and found out that not only its not competitive, its charging me 20-30%% above the market rate.
I started to research for a decent insurance company who can offer a comprehensive auto and home owner insurance and found All Spectrum.
The whole process of reviewing my case took less then a day and I was presented with quotes I found very competitive.
Its been many years since that moment and all i can say is this: "The best insurance brokers in Bay Area".
Why? The number one answer is simple: they provide excellent customer service. I had to contact the office on a number of occasions and sometimes I get responses within minutes and that including sending me the needed documents, not just answers. Who else will do this for you?
Additionally, the service representative is never in rush and always explains and sometimes warns and even advises for specific policies that are recommended.
This is a very serious award-winning company with a long and successful business history and I highly recommend them.
- Photography Team. 5/10/2019
Beau Harshman was very helpful, we had our insurance set up in minutes! Thanks!
- Louise Coleman. 2/25/2019
Among a few brokers I’ve called for a quote and needed a policy ASAP, Joseph was able to fulfill my needs in a timely manner while others couldn’t. Definitely will be going back here for next policy!
- Khanh Nguyen. 0/8/2018
By the time I got to Joseph, I had tried three insurance companies and was about to give up. Meaning: pay off the home, go without insurance. Then an Allstate agent (Allstate had suspended new policies for what I was looking for) passed me to Joseph at All Spectrum Insurance Brokers. Did not know him from Adam, had no idea what to expect. I had plenty of experience: hours on the phone, answering the same question for the third time on how far the nearest fire hydrant was, and did the home have central heating, and so on. Then, in one instance two full days, later, a response of "we do not write new policies in your area". What exactly took two days to figure out this piece of rocket science? Who knows. Joseph? The shortest discussion of the kind I have ever had. More questions later, but not before he had sorted through the insurers that were not interested, and the ones that were. And then he closed the deal. An affordable one. There is really nothing that I could wish to have gone better. Without a trace of hesitation - go use this broker. You will not regret it. This is not a 4.501 rating, This is a 5.000 rating. Nothing to improve.
- Anno Hermanns. 10/29/2017
I can no longer imagine shopping for and managing my insurance directly with insurance companies, as I had done in the past before working with All Spectrum. I've been working with Michael at All Spectrum Insurance Brokers for the last 4+ years and the service I've received is best in class. Any time I've had a question about my current policy, changes in situation or insurance needs, or just general questions, Michael has been responsive and helpful! I know I can always count on him, whether I have a claim or need to update a policy. He definitely has my family's best interest in mind and proactively researches the market to get us the best, most affordable product available. I highly recommend this broker!
- Josh Northrup. 7/27/2017
Micheal is great to work with. He's super knowledgeable, responsive and personable. I've always appreciated his transparency and thoroughness when its comes to discussing our coverage and billing. He's also extremely prompt with his assistance.
- Alexandra Hughmanick. 7/12/2017
I've been a customer of All Spectrum for 10 years now and very satisfied with Dmitriy's service and professionalism. From day one he was able to save me $$$ on my insurance coverages. Their service speaks for itself, they have grown since and now have an equally service oriented and knowledgeable staff. I highly recommend them!
- Joe Hdez. 7/19/2016
Simply the greatest! Best in service, pricing and being able to understand the needs and be sensitive to them. Great follow up from everyone. Special thanks to Dmitry.
I have dozens of insurance policies covered by All Spectrum Insurance for all my insurance needs!
- Sanjeev Acharya. 10/8/2011
Moved to California and insurance company diceded to take full advantage of my new beginings. All Spectrum Insurance Brokers gave the rate that was twice lower than my insurance company wanted (P..something). Very professional and always on lookout for my best interest. Thanks.